| Auto Insurance
Red Car on Pile of Cash

When you’re in the market for a new insurance plan or are looking at next year’s family budget, make sure you’re aware of the car insurance discounts and customized payment plans that might be available to you. Car insurance may be a necessity, but it doesn’t have to be a burden on your budget. With Direct, you always have choices – even how and when you pay. If you’re looking to make your insurance protection more affordable, check out these step-by-step instructions for matching your insurance plan with your budget.

Step 1: Look at your personal financial schedule.

Certain times may be more convenient to make your payment. For instance, you might want to consider how often you receive a paycheck, when your car payment is due, and when you tend to buy groceries. We know that it may be easier to make your insurance payment at a certain time during the month and we want to help you schedule your payment around life’s many other necessities.

Step 2: Decide how often you will make your payment.

Choose from several installment plans* or pay in full.* If you get paid twice a month, it could be easier to budget your household bills to fit your payday. Once you’ve looked at your personal financial schedule, you’ll be able to better plan your payment according to your budget and monthly spending ability.

Step 3: Decide how much your monthly payment will be.

Decide the amount you wish to pay for your down payment, and in turn determine your monthly cost. The more money you pay up front, the lower your monthly payments will be. Or, if you’d rather pay a small amount when you purchase your policy, you can opt for the lowest down payment and higher monthly payments.

 Step 4: Choose how you want to pay.

We offer many convenient ways for you to make your insurance payment. You can always mail your payment directly to us, but you can also pay in person, online, or by text-message**. Whether you prefer to pay in cash, by credit or debit card, or by check, we can help facilitate your payment, your way.

Surprised Girl


What a pleasant surprise! Talk to a representative today about customizing your Direct Auto Insurance payments. Call Direct at 1-877-463-4732 or start a free quote to customize your payment plan online.



*Payment plans are subject to terms and conditions and may not be available in all locations. Cost may vary based on how you buy.

**Pay-by-text services provided by FirsTech, Inc., which is not an affiliate of Direct. Standard messaging rates may apply, You can find more information about FirsTech, including their privacy policy, at firstechinc.com.