| Auto Insurance Infographics
Scheduling Your Car Insurance Payments

You bet! Adjusting your installment payments is one of many easy ways to help harness your budget. Auto insurance may be a necessary expense, but it doesn’t have to put a strain on your finances. If you’re shopping for a new insurance plan or taking a second look at your current policy, make sure you review your options for flexible payment plans and double check that you’re receiving all of the insurance discounts you’re eligible for. If you’re looking to make your insurance protection more affordable, follow these step-by-step instructions to start tailoring your insurance payment plan to your budget.

Step 1: Review your personal financial schedule.

Don’t think you have a financial schedule? You most likely do! Grab a calendar and jot down how often you receive your paycheck and when your necessary expenses are due, like your water/electricity bill, your mortgage/rent, your car payment, and so on. Looking at these expenses and their due dates, do you see a time that may be more convenient for you to make your insurance payment? At Direct, we know that it may be easier to make your payment at a certain time during the month and we want to help you schedule your payment around life’s other necessities by letting you choose your due date.

Step 2: Choose how often you will make your payment.

Select from several installment plans or choose to pay in full* (which, if your budget can afford it, will minimize fees and could free up money for later). If you get paid twice a month, you may find it easier to budget your household bills around your payday. Once you’ve looked at your calendar of expenses, you’ll be able to better plan your auto insurance payment according to your monthly spending ability.

Step 3: Calculate how much your monthly payment/s will be.

If you decide to pay in installments, in this step, you’ll first decide the amount you can afford to pay for your down payment. This will, in turn, determine your monthly cost. The more money you pay up front, the lower your installment payment/s will be. Think of it like this: you can pay a small amount when you purchase your policy (opting for the lowest down payment and higher installments payments), or, make a large down payment and have lower installments payments.

Step 4: Decide how you want to pay.

Again, what is most convenient for you? You can always mail your payment, but you can also pay in person, online, over the phone, and even by text-message.** Check out these seven different ways you can make your payment and then when you’re ready, we’ll help facilitate your auto insurance payment, your way.

Want to know more? Check out the infographic: How to Customize Your Auto Insurance Payments


*Payment plans are subject to terms and conditions and may not be available in all locations. Cost may vary based on how you buy.

**Pay-by-Text services provided by FirsTech, Inc., which is not an affiliate of Direct. Standard messaging rates may apply. You can find more information about FirsTech, including their privacy policy, at firstechinc.com.