| Auto Insurance
Basketball and Money | Shoot for savings!

Ready to get off the bench? It’s time to shoot for some savings with Direct Auto’s discounts. Review your potential discounts below and talk to a Direct Auto representative over the phone or in-store to make sure you’re taking advantage of every bit of savings that you can.*

Lifestyle Discounts

Are you “older and wiser?” You could save up to 5% on your auto insurance with our Senior Citizen Discount if you’re 55 years old or older and successfully complete a motor vehicle accident prevention course. Who says there’s nothing great about getting older?

If you’re one of the honorable men and women serving our country as an active duty service member, you could save up to 25% on your auto insurance with our Military Discount when you provide a copy of your current orders, or other acceptable documentation proving your active duty status.

Do you always use your blinker, avoid quick acceleration, and rarely come to a hard stop? You could save up to 10% if you’re a policy member and have been violation and accident free for the past 36 months. Some states may have additional requirements for this Safe Driver Discount.

Smart—brainy—bright. Some people may even call you a genius. The Good Student Discount can save you up to 10% on your auto insurance if you’re in high school, college, or a vocational/technical school and are an honor student, on the Dean’s List, have a “B” average or better, or rank scholastically in the upper 20% of the class. Good students who qualify must be unmarried and a full-time student.

If you or your spouse made the decision to purchase a home, you should be rewarded! We understand that this is one of the biggest purchases you can make, and we want to help make it financially easier for you to take care of it. With Direct Auto’s Homeowner’s Discount, you could save up to 15% if you, or your spouse, owns a house, townhome, or condominium where you also keep your cars. (Unfortunately, this discount does not apply to mobile homes.)

Vehicle Discounts

How many cars do you have? Two? Three? Four? Direct Auto makes is easy (and economical) for you to have all of your vehicles on one policy. With the Multi-Car Discount you could save up to 25% when you have more than one vehicle covered under your policy.

Policy Discounts

We get it –sometimes you just have to try something new for a change. If you previously purchased a policy from Direct Auto but have not had one within six months of that former policy, you could receive the Welcome Back Discount and save up to 6% on your next policy with us. How’s that for a change?

Or, if you’ve been previously insured with another insurance company for at least six months (and have not had more than 90 days lapse in previous coverage) you could take advantage of the Prior Coverage Discount and save up to 25% on your auto insurance.

Maybe you’re not a fan of change, and that’s OK too. With the Renewal Discount you could save up to 20% if you’ve had no policy lapse in the prior 12 months and you renew your policy within 7-10 days of its expiration date. Renewal periods vary by state.

If you like to be prepared for life’s unexpected curve balls, you may qualify for the Multi-Product Discount. You could save up to 5% if you include one of our active qualifying products in your auto policy, like term life insurance, an emergency protection plan, or roadside assistance. Keep in mind that qualifying products vary by state.

Finally, you may be an active member of an organization that has already partnered with Direct to offer its members exclusive auto insurance discounts! Call your Direct Auto agent at 1-877-463-4732 for a full list of affinity organizations to see if you could save up to 5% with an Affinity Discount.

Checking to see if you qualify for one or more of Direct Auto’s discounts is a “slam dunk!” Talk to a representative online, in-store, or over the phone to make sure you’re receiving all of the discounts that you qualify for.

Surprised Girl


What a pleasant surprise! Are you a current Direct Auto customer? Feel free to contact one of our agents at 1-877-GO-DIRECT for a free policy review. We’ll walk you through the ins-and-outs of your current insurance coverage to help you feel more in control of your policy.


* Not all products, discounts or payment plans are available in all states or distribution channels.  Certain discounts only apply to certain coverages. All products and discounts described herein are subject to terms and conditions.