While liability auto insurance is mandatory in every state but New Hampshire, there are still quite a few drivers out there going without insurance. According to the Insurance Research Council, 12.6% of drivers (or about 1 in 8) were uninsured in 2012. Even though that percentage is on the decline, drivers in all states, especially these, would be wise to take advantage of their insurance company’s uninsured motorist coverage:
Top 10 States with Most Uninsured Motorists*
- Oklahoma – 25.9%
- Florida – 23.8%
- Mississippi – 22.9%
- New Mexico – 21.6%
- Michigan – 21%
- Tennessee – 20.1%
- Alabama – 19.6%
- Rhode Island – 17%
- Colorado – 16.2%
- Washington – 16.1%
Is your state on the Insurance Research Council’s list? Have questions about uninsured motorist auto coverage? Give us a call at 1-877-GO-DIRECT!
*(Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies. Source: Insurance Research Council via Insurance Information Institute.)
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