Ever wondered what would happen if you caused a car accident that injured another person? For new drivers, experienced drivers, or those learning more about their insurance policies, our video “What is Bodily Injury Liability Coverage?” has this answer and more, including an explanation of the types of expenses Bodily Injury Coverage does, and does not help pay for.
Joe Causes A Car Accident
One day, Joe went for a drive. For just a split second, Joe looked down to adjust the radio to find a better song. And in that split second, everything changed! All Joe knew was that his airbag had gone off.
He Was At-Fault
He wasn’t hurt, but the other guy wasn’t so lucky. Because he was at-fault, Joe ended up being responsible to pay for the other guy’s ambulance ride, hospital bills, and even lost wages.
Joe’s Bodily Injury Liability Coverage
Fortunately Joe had Bodily Injury Liability Coverage with Direct Auto Insurance.
If you cause an accident that injures another person, this coverage will pay for their medical expenses, not yours, and if needed, pay for your legal services.
Depending on the amount Joe selected for his Bodily Injury limit, his insurance would pay for the other guy’s ambulance fee, x-ray, stitches, and other related expenses.
To learn more about Bodily Injury Coverage give us a call, go online, or visit a Direct Auto Insurance agent in your neighborhood.
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