Comprehensive Coverage is one of many types of auto insurance coverage you may have heard of, but have a hard time explaining. Some drivers think that because it’s called “comprehensive,” it helps pay for vehicle damages that happen in almost scenario, however this isn’t the case. In short, Comprehensive Coverage will pay for your vehicle to be replaced or repaired in the event it is stolen or damaged in an event other than a collision. What does that type of scenario look like? Watch our video, “What is Comprehensive Coverage?” to see how one driver’s Comprehensive Coverage helped him pay for damages to his car after a tree branch fell on it!
Joe’s Car Is Damaged
This is Joe’s car. One day Joe’s car was just minding its own business sitting in the shade of a beautiful tree, when all of a sudden a tree branch fell right on top of it! Breaking some windows and denting the roof! Thank goodness Joe has Comprehensive Coverage with Direct Auto Insurance.
How Comprehensive Coverage Helps
Comprehensive Coverage helps pay for damage to your car that’s not caused by a collision, like a falling tree branch, a nosy thief, a natural disaster, vandalism, or contact with pesky birds or animals.
You may be required to carry Comprehensive Coverage if your car is leased or financed.
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